Buying a home is the largest purchase most people will ever make. Homeownership has many great benefits - both financial and personal. The following are just some of the benefits of owning your own home:

  • You may earn significant tax savings because you can deduct mortgage interest and property taxes from your federal income tax and many states' income tax if you itemize your deductions.
  • You can accumulate home equity. You can borrow against the equity built up in your home to finance necessities such as a college education, vacation, new car, etc. Since the interest on a mortgage is usually low, borrowing money against your home can be very sound. The interest on home equity loans is usually tax deductible, too.
  • Freedom to live the way you want to. You can customize your home without having to worry about the landlord’s rules.
  • Stable monthly payments rather than rent payments which typically increase each year. The principal and interest portion of most mortgage payments remains unchanged for the entire repayment period so you know exactly what you’ll need in the way of finances.
  • Home improvements that may increase the value of your home. And your home improvement costs may be used to reduce your capital gains tax when you sell.
  • Houses typically increase in value over time.

Once you know how much home you can afford, the next step is to find the right property. Voni Saxbury can do advance legwork that will help focus your search so that you see only those homes best suited to your needs. Voni will also help you by providing objective information about each property, as well as local community information on utilities, zoning, schools, etc.

Buying a home is one of the biggest events in your life. As a top mountain communities Realtor, Voni has the experience and track record you are looking for. Call Voni today and she will help you find the home of your dreams!


As a homeowner, you can play an important part in the timely sale of your property. When you take the following steps, you'll help Voni sell your home faster, at the best possible price. The easiest and most reliable way to improve the appeal of your home is to enlist a quality home service professional. The right professional can help you get everything in order - from repainting the kitchen to providing a thorough cleaning - so you can stay focused on more important things.

Invest a few hours for Future Dividends
Here's your chance to clean up in real estate. Clean up the living room, the bathroom, the kitchen. If your woodwork is scuffed or the paint is fading, consider some minor redecoration. Fresh wallpaper adds charm and value to your property. If you're worried about time, hire professional cleaners or painters to get your house ready. Remember, prospects would rather see how great your home really looks than hear how great it could look "with a little work." Find a cleaning service or handyman to help.

Check Faucets and Bulbs
Dripping water rattles the nerves, discolors sinks, and suggests faulty or worn-out plumbing. Burned out bulbs or faulty wiring leave prospects in the dark. Don't let little problems detract from what's right with your home. Find a plumber, electrician or general contractor to help.

Don't Shut Out a Sale
If cabinets or closet doors stick in your home, you can be sure they will also stick in a prospect's mind. Don't try to explain away sticky situations when you can easily plane them away. A little effort on your part can smooth the way toward a closing. Find a handyman to help.

Think Safety
Homeowners learn to live with all kinds of self-set booby traps: roller skates on the stairs, festooned extension cords, slippery throw rugs and low hanging overhead lights. Make your residence as non-perilous as possible for uninitiated visitors.

Make Room For Space
Remember, potential buyers are looking for more than just comfortable living space. They're looking for storage space, too. Make sure your attic and basement are clean and free of unnecessary items. Find a contractor to help.

Consider Your Closets
The better organized a closet, the larger it appears. Now's the time to box up those unwanted clothes and donate them to charity.

Make Your Bathroom Sparkle
Bathrooms sell homes, so let them shine. Check and repair damaged or unsightly caulking in the tubs and showers. For added allure, display your best towels, mats and shower curtains. Find a contractor to help.

Create Dream Bedrooms
Wake up prospects to the cozy comforts of your bedrooms. For a spacious look, get rid of excess furniture. Colorful bedspreads and fresh curtains are a must.

Open up in the Daytime
Let the sun shine in! Pull back your curtains and drapes so prospects can see how bright and cheery your home is.

Lighten up at Night
Turn on the excitement by turning on all your lights - both inside and outside - when showing your home in the evening. Lights add color and warmth and make prospects feel welcome.

Avoid Crowd Scenes
Potential buyers often feel like intruders when they enter a home filled with people. Rather than giving your house the attention it deserves, they're likely to hurry through. Keep the company present to a minimum.

Watch Your Pets
Dogs and cats are great companions, but not when you're showing your home. Pets have a talent for getting underfoot. So do everybody a favor: Keep Kitty and Spot outside, or at least out of the way.

Think Volume
Rock-and-roll will never die. But it might kill a real estate transaction. When it's time to show your home, it's time to turn down the stereo or TV.

Be friendly, but don't try to force conversation. Prospects want to view your home with a minimum of distraction.

Don't Apologize
No matter how humble your abode, never apologize for its shortcomings. If a prospect volunteers a derogatory comment about your home's appearance, let Voni handle the situation.

Keep a Low Profile
Nobody knows your home as well as you do. But Voni knows buyers - what they need and what they want. Voni will have an easier time articulating the virtues of your home if you stay in the background.

Don't Turn Your Home into a Second-Hand Store
When prospects come to view your home, don't distract them with offers to sell those furnishings you no longer need. You may lose the biggest sale of all.

Defer to Experience
When prospects want to talk price, terms, or other real estate matters, let them speak to an expert - Voni Saxbury.

Help Your Agent
Voni will have an easier time selling your home if showings are scheduled through her office. You'll appreciate the results! Call Voni today!

...(c) 2006 - Voni Saxbury - All Rights Reserved
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